Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?
Posted: March 4, 2020
If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...
7 Most Common Driving Hazards & How To Avoid Them
Posted: March 1, 2020
It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...
What Happens If I Stop Adding To My 401(k)?
Posted: February 28, 2020
Contributions to a 401(k) can stop for a variety of reasons. You may have been laid off or fired or left your job voluntarily. You could also choose to stop your 401(k) contributions while still employed with the company, with no penalty for doing so. What happens to your 401(k) after you stop adding to it may be largely up to you, depending on the...
Can I Designate Someone Other Than A Family Member As My Beneficiary?
Posted: February 22, 2020
Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...
Keeping Costs In Check? Here’s Why You Shouldn’t Cut Corners On Business Insurance
Posted: February 21, 2020
Owning a small business can be one of life’s greatest balancing acts. Every day there’s the stress of managing employees, finding (and retaining) customers, and monitoring cash flow. And on top of that, you’ll always feel the pressure to keep costs down — and productivity up. For business owners looking to boost their bottom line, cutting back on insurance expenses can be a real temptation....