Avoid Common Home Accidents During The Holiday Season
Posted: November 16, 2020
From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...
How Does My 401(k) Get Invested?
Posted: November 13, 2020
A 401(k) is a tax-deferred, employer-sponsored retirement savings plan that allows you to save and invest a portion of your paycheck. Your employer may contribute matching funds to your 401(k) account. The company may offer a choice of investment options, but you control how your 401(k) money is invested. What Are the Common 401(k) Investment Options? Employees can typically choose from a spread of mutual...
Is It Better To Get Life Insurance Through My Workplace Or Independently?
Posted: November 7, 2020
Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...
Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other...
What Happens If I Get In A Wreck With An Uninsured Driver?
Posted: November 1, 2020
Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...